Michael is in the upper right hand corner, on the left are Phyllis's dad Earl, her Grandpa Knoll and her uncle Russ. She did not know who the man on the lower right is--I suggested to her it might be her grandpa Jacob Henry Loy, based on the logic of the other parties in the photo as well as a resemblance to the known Jacob Henry in the "Michael Loy extended family" photo

Text provided by Dennis Loy, 2000